Net Financial Position (YTD)
$0.00
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Monthly Overview
2026
Spending by Category
Monthly By Category
Actual income, spending, rewards, investing and net — by month
Recent Transactions
Investments
Timesheet Overview
Transactions
Spending, rewards, and extra income
Income & Paychecks
Pay periods, hours, gross/net earnings
Recent Paycheck Breakdown
📅 Pay Schedule
Each pay date and the two-week period it covers. Hours auto-pull from timesheets whose week ends inside the period; future dates show as Pending.
Pay Periods
Investments
Stock positions, gains & losses
Work Timesheets
Weekly hours log
Budget
Set monthly targets per category — tracked against real spending
Where your money is planned to go
Category Budgets
Spent vs. budgeted this month
50 / 30 / 20 Rule
50% Needs · 30% Wants · 20% Savings & Giving — based on your net income this month. Uncategorized spending counts as Needs.
Budget vs. Actual Summary
Smart Import
Paste messy data — bank exports, CSV, statements, copied text — and it auto-sorts into your lists
1. Paste or upload your data
2. Review what was found
0 rows
Nothing parsed yet
Paste data on the left and hit Parse
💡 What the parser understands
Dates: 5/16, 05/16/2026, 2026-05-16, "May 16 2026" •
Amounts: $50.53, -50.53, (50.53), 50.53 DR/CR
Auto-typing: negative or "debit" → Spending, positive or "credit/deposit" → Extra Income, "reward/cashback" → Rewards
Investments: recognizes ticker symbols (QQQ, SPY), share counts, buy/sell prices
Timesheets: recognizes HH:MM hours and date ranges
CSV: reads headers (Date, Description, Amount, Type, Category, Hours, Rate, etc.) automatically
Auto-typing: negative or "debit" → Spending, positive or "credit/deposit" → Extra Income, "reward/cashback" → Rewards
Investments: recognizes ticker symbols (QQQ, SPY), share counts, buy/sell prices
Timesheets: recognizes HH:MM hours and date ranges
CSV: reads headers (Date, Description, Amount, Type, Category, Hours, Rate, etc.) automatically
Settings & Preferences
Appearance
Dark Mode
Switch between dark and light theme
Accent Color
Primary interface color
☁️ Google Drive Sync
Connection status
Not connected
Auto-sync on open & edit
Pulls latest, saves one backup per day automatically
Pull latest now
Load today's data from Drive (any device)
Back up now
Save current data to Drive as today's backup
First-time setup: Paste your Google OAuth Client ID below (free — instructions in the README). Then tap Connect and sign in once per device.
🗄️ Backup Archive
Restore your data from any day's backup stored in Google Drive.
Connect Drive to see backups
Financial Settings
Hourly Rate
Default pay rate for timesheet estimates
Tax Rate
Estimated tax % for gross→net calculations
%
Tithing Rate
Auto-calculate tithing on income
%
Currency Symbol
Auto-build paychecks
Generate paychecks from your timesheets using the pay schedule below
🧮 Tax Formula (soft-coded)
Mirrors your spreadsheet: SS + Medicare + annualized federal & state.
Rates are decimals (0.062 = 6.2%). Offsets and periods/year match your sheet.
Transaction Categories
Data Management
Export All Data
Download as JSON backup file
Import Data
Restore from backup or import from spreadsheet
Clear All Data
⚠️ This cannot be undone
About
MyFinances v1.0
All data is stored locally in your browser. Nothing is sent to any server.
Works on mobile, tablet, and desktop. Install as a PWA from your browser's share/install option.
To host on GitHub Pages: push index.html to a repo and enable Pages in Settings.